Financial Policy

Thank you for choosing our office to provide you with medical care.  We are committed to serving you with skill and high quality care.  The medical services provided by our office are services you have elected to receive which may imply a financial responsibility on your part.

INSURANCE:  We participate in most insurance plans.  If you are not insured by a plan we participate with, payment in full is expected at each visit.  If you are insured by a plan we participate with but do not have an up-to-date insurance card, payment in full for each visit is required until we can verify your coverage.  Knowing your insurance benefits is your responsibility.  Please contact your insurance company with any questions you may have regarding your coverage.

MEDICARE:  We are a participating Medicare provider.  Medicare as well as your secondary insurance (if any) will be billed for you.  However; that does not mean that all services are covered.  Patients are responsible for paying their annual deductible if it has not yet been met.  You are also responsible for any copayments, which are usually 20% of the allowed amount for an item or service.

SECONDARY INSURANCE:  Your medical claim will be forwarded to your secondary insurance (if any) after payment and/or explanation of benefits (EOB) is received from your primary insurance company.

COPAYMENTS AND DEDUCTIBLES:  All co-payments and deductible must be paid at the time of service.  This arrangement is part of your contract with your insurance company.  Failure on our part to collect co-payments and deductibles from patients can be considered fraud.  Please help us in upholding the law by paying your co-payment at each visit.

SELF PAY:  Payment in full is due at the time of service if you do not have health insurance.  

NON-COVERED SERVICES:  Please be aware that some of the services you receive may not be covered or not considered reasonable or necessary by Medicare or other insurers. You are responsible for payment of these services.

REFERRALS/AUTHORIZATIONS:  We are required to follow the guidelines of your managed care plan which mandates us that when you visit a specialist such as ours, you must have a referral from your primary care physician prior to seeking specialty care.  Therefore, you are financially responsible for the services received, unless your referral is presented at the time of this visit. If you do not have a referral from your primary care physician at the time of a visit, you will be financially responsible for all services received due in full upon completion of the visit.  Full credit will be given if a referral is presented to our office within 48 hours of this visit.  You will also be given the option to reschedule your appointment.

CLAIM  SUBMISSION:  We will submit your claims and assist you in any way we reasonably can to help get your claims paid.  Your insurance company may need you to supply certain information directly.  It is your responsibility to comply with their request.  Please be aware that the balance of your claim is your responsibility whether or not your insurance company pays your claim.  Your insurance benefit is a contract between you and your insurance company.

PATIENT BILLING: You will be sent up to three notices for your financial responsibility (co-insurance, deductible) after payment and/or explanation of benefits (EOB) is received from your insurance company/companies.  After the third and last notice, your account may be forwarded to collections.  Please let the billing office know if you have any difficulties resolving your bill.  Payment arrangements can be made on a case by case basis.  We accept the following payment methods:  Cash, Check , VISA/Mastercard, AMEX, Discover.   An additional $30.00 will be added to your statement if the check is returned for insufficient funds.    In the event that your insurance company should happen to send payment to you, the patient, we expect that you would forward it to our office to be applied to your balance.

I have read the above policy regarding my financial responsibility to Care Plus Podiatry, P.C. for medical services provided.  I agree to pay Care Plus Podiatry, P.C. any balance unpaid by my insurance carrier for myself or the below named person.

I understand that it is my responsibility to inform the doctor’s office if there is a change in my health insurance information.